Mixed-Use / Portfolio Underwriting · 2026 Guidelines · Under 2 Minutes

Mixed-Use & Portfolio Underwriting — Multi-Asset Deal Analysis

Segment-level NOI and cross-collateralized DSCR for complex multi-asset deals.

No credit card. Free tier.

Mixed-use and portfolio deals break most underwriting templates. A retail-over-multifamily building or a 12-property portfolio needs segment-level NOI, weighted cap rates, and a cross-collateralization analysis — not a single-asset spreadsheet. AssetForge Underwriter handles all of it.

Upload the OM and operating statements. The report separates each segment's income and expenses, runs an allocated and blended DSCR, and tells you whether the mix is financeable as one loan or better split across multiple facilities.

Underwriting Benchmarks

Mixed-Use / Portfolio Metrics We Check Every Time

1.30×+
Typical blended DSCR
Portfolio lenders
70–75%
Portfolio loan LTV
Typical ceiling
115–125%
Release premium
Of allocated balance
3+ assets
Min portfolio size
For portfolio pricing
Built For This Asset Class

What You Get in a Mixed-Use / Portfolio Report

Segment-level NOI

Retail, residential, office, storage — each segment gets its own cap rate and NOI so you see the real value mix.

Blended + allocated DSCR

Runs the portfolio on a blended basis and on a per-asset basis — flags whether one asset is carrying the others.

Cross-collateralization risk

Shows how cross-collateralized debt affects release clauses, sale proceeds, and asset-level cash flow if one deal falters.

Single-loan vs portfolio strategy

Recommends whether to finance as one loan (better rate, less flexibility) or multiple (higher rate, more optionality on exit).

FAQ

Mixed-Use / Portfolio Underwriting Questions

What's the largest portfolio AssetForge can handle?

There's no hard limit — portfolios up to 50+ assets have been analyzed. Beyond that, the workflow shifts to uploading a portfolio-level summary and spot-checking 5–10 representative assets in detail.

Can I analyze a mixed-use building (retail + residential)?

Yes. Mixed-use single buildings are one of the most common use cases. Each floor or segment is underwritten independently with the appropriate cap rate, then combined.

Does it handle cross-collateralized debt?

Yes — the report models both cross-collateralized and stand-alone debt scenarios and recommends which produces the better risk-adjusted return.

Analyze Your Mixed-Use / Portfolio Deal
In Under 2 Minutes

Start with a free Go/No-Go screen. Upgrade only if the deal looks real.

AI-generated informational analysis only — not financial, legal, lending, or appraisal advice. Not a substitute for a licensed MAI-certified appraisal or professional due diligence. All figures, projections, and market estimates must be independently verified by qualified professionals before any capital decision is made.